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  • Why are Markets and Annuity Sales at All Time Highs?

    Why are Markets and Annuity Sales at All Time Highs?

    Equity markets increasing and annuity sales increasing at the same time is a little like cats and dogs playing together. …Read More »
  • Annuities Make Life Better for Retirees – Study Reports

    Annuities Make Life Better for Retirees – Study Reports

    Would you rather be happy and optimistic in retirement or worried about spending too much? We know it sounds like …Read More »
  • Fed Up with Exaggerated Annuity Claims?

    Fed Up with Exaggerated Annuity Claims?

    There is a saying in the annuity world that annuities are sold, not bought! Yes, at times this may be …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen
MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!
  • *FIDUCIARY RETIREMENT REVIEWS
    Second Opinions Improve Retirements
     
    "For Your Retirement's Success"
     Choose a *Fiduciary Advisor who gives you Full Disclosure of Cost & Selection.
     
    Material Fact 1:
      About 90% of advisors ARE NOT REQUIRED by law to do what is best for their clients!
     
    Material Fact 2:
     Fiduciary Advisors ARE REQUIRED by law to do what's best for their clients! 
     
      Hence, clients of a fiduciary can know that their advisor chose the highest legal standard required by law to work strictly for their highest good.
     
     We estimate Fiduciaries are less than 10% of total U.S. financial service providers. Fiduciaries are held to the highest client legal standard of financial planning and investment advice.
     
     The other 90% are sales oriented advisors, brokers, bank reps, registered reps. & insurance agents, selling products on a much lower suitability legal standard, not necessarily what's best for their client!
     
       Fiduciaries also must disclose conflicts of interest that could potentially bias their advice, such as; selling products that pay them higher commissions having higher fees or costs, and their lack of investment product access limiting their client's opportunities, to name a few.
     
    Choosing your advisor can have
    "The Largest Single Impact on
    Your Retirement's Success or Failure"


  • Can Hybrid Annuities Beat Market Returns?

    Can Hybrid Annuities Beat Market Returns?

    Do you remember the story of the tortoise and the hare? Hybrid annuities might be compared to the tortoise in …Read More »
  • How do you Choose the Best in Class Annuity?

    How do you Choose the Best in Class Annuity?

    The latest issue of Barron’s proclaims to know and list the Top 50 Annuities. Being the Annuity Guys® that we are, …Read More »
  • Are 8% to 15% Returns an Annuity Scam?

    Are 8% to 15% Returns an Annuity Scam?

    “Eight Percent Annual Annuity Returns”… or even better!  Before You Lock In Rates… Discover Up To 15% Income For Life …Read More »
  • IRA / 401k to Annuity Rollover Concerns

    IRA / 401k to Annuity Rollover Concerns

    Many of the concerns people have with moving an IRA or 401k into annuities revolve around misconceptions with how the IRS treats …Read More »
  • Market Volatility is Back! Are MarketFree™ Annuities an Answer?

    Market Volatility is Back! Are MarketFree™ Annuities an Answer?

    Timing is everything. Unfortunately, 99 percent people who say they are only in the stock market when it is going up …Read More »
  • Annuity Guys® Verified Reviews

    We highly value your reviews. Please help other site visitors learn from your experience. Reviews are verified based on a …Read More »
  • Why Hybrid Annuities Are Game Changers

    Why Hybrid Annuities Are Game Changers

    Two recent studies discuss the overwhelming growth of annuities as a sought after financial product. LIMRA cited the significant growth in …Read More »
  • Optimizing Annuity Income for Retirement

    Optimizing Annuity Income for Retirement

    If we only had a nickel for every phone call that came into the office which started out like this…“Hello, This is …Read More »

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  • Do Not Waste Time Considering Annuities, If You…

    Do Not Waste Time Considering Annuities, If You…

    Do not waste your time considering annuities if you cannot find one of the following Annuity Profiles that matches your …Read More »
  • Can Annuities Create Your Highest Retirement Income?

    Can Annuities Create Your Highest Retirement Income?

    Which of these two statements about retirement income do you find more appealing?My retirement income is contractually **guaranteed to meet …Read More »
  • Give Money to an Internet Annuity Advisor!  Are You Crazy?

    Give Money to an Internet Annuity Advisor! Are You Crazy?

    We don’t work with crazy people (okay, maybe a couple, LOL), but we do work with a lot of sincere folks who …Read More »
  • 1035 Exchange – Replacing an Annuity

    1035 Exchange – Replacing an Annuity

    Keeping the taxman at bay may seem next to impossible these days, however with annuities the IRS/Congress blessed us with …Read More »
  • Should I Plan to Live to 100?

    Should I Plan to Live to 100?

    In “The law of Averages: Why We Underestimate Risk in the Face of Uncertainty,” Stanford management-science professor Sam Savage illustrates …Read More »
  • Can Annuities Help Retirees Transition from Saving to Spending?

    Can Annuities Help Retirees Transition from Saving to Spending?

    Mom used to talk about knowing the difference between “a want” and “a need” when I was younger. As my …Read More »
  • Why do 84 percent of Retirees want Annuities but only 14 percent buy them?

    Why do 84 percent of Retirees want Annuities but only 14 percent buy them?

    “You can’t always get what you want; but if you try, sometimes, well you just might find you get what …Read More »
  • Tax Saving Income Tips

    Tax Saving Income Tips

    As we approach an almost insurmountable debt load likely increases in tax is may be inevitable, we thought it may …Read More »
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  • Annuity Guys® Verified Reviews

    We highly value your reviews. Please help other site visitors learn from your experience. Reviews are verified based on a …Read More »
  • Choosing a Fixed Index Annuity

    Choosing a Fixed Index Annuity

    All fixed index annuities are hybrid annuities – fact or fiction?  Fiction!Don’t let the sizzle fool you. You can get …Read More »
  • Social Security and Income Planning

    Social Security and Income Planning

    We’re the Annuity Guys®!  So, why would we be video blogging like a couple of government bureaucrats about Social Security? What …Read More »
  • When is Zero Good News for Hybrid Annuities?

    When is Zero Good News for Hybrid Annuities?

    Have you called someone a “good-for-nothing” and thought you were being derogatory?With hybrid annuities, being good for nothing in the bad …Read More »
  • Do Not Waste Time Considering Annuities, If You…

    Do Not Waste Time Considering Annuities, If You…

    Do not waste your time considering annuities if you cannot find one of the following Annuity Profiles that matches your …Read More »
  • Fixed Index Annuity Returns Reviewed

    Fixed Index Annuity Returns Reviewed

    Dick and Eric take a look at the Wharton study and what it means for anyone considering a fixed index …Read More »
  • Is an Annuity the Wrong Choice for You?

    Is an Annuity the Wrong Choice for You?

    Should I or shouldn’t I – that is the question.Many of our site visitors struggle with the decision to choose an annuity …Read More »
  • Market Volatility is Back! Are MarketFree™ Annuities an Answer?

    Market Volatility is Back! Are MarketFree™ Annuities an Answer?

    Timing is everything. Unfortunately, 99 percent people who say they are only in the stock market when it is going up …Read More »
  • Annuity Income Riders

    Annuity Income Riders

    What makes a newer hybrid style income annuity different from the industry standard, immediate income annuity? It’s the income rider!Everyone …Read More »
  • 1035 Exchange – Replacing an Annuity

    1035 Exchange – Replacing an Annuity

    Keeping the taxman at bay may seem next to impossible these days, however with annuities the IRS/Congress blessed us with …Read More »

 

Empowering Annuity Reference Book

 
Start Reading Now - Instant Download
  • Annuity Guys Reference Book - 250 pages of Annuity Facts

  • "The New Retirement"
    Annuity Reference Book 
    Free Instant Download
  • Confidential - Easy Opt Out
  • This field is for validation purposes and should be left unchanged.

 
Comprehensive Site Terms and Disclosure | Privacy Policy | Copyright © 2025 Annuity Guys®


  ** Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values. Annuities are not FDIC insured and it is possible to lose money.
Annuities are insurance products that require a premium to be paid for purchase.
Annuities do not accept or receive deposits and are not to be confused with bank issued financial instruments.
During all video segments, Dick and Eric are referring to Fixed Annuities unless otherwise specified.


  *Retirement Planning and annuity purchase assistance may be provided by Eric Judy or by referral to a recommended, experienced, Fiduciary Investment Advisor in helping Annuity Guys website visitors. Dick Van Dyke semi-retired from his Investment Advisory Practice in 2012 and now focuses on this educational Annuity Guys Website. He still maintains his insurance license in good standing and assists his current clients.
Annuity Guys' vetted and recommended Fiduciary Financial Planners are required to be properly licensed in assisting clients with their annuity and retirement planning needs. (Due diligence as a client is still always necessary when working with any advisor to check their current standing.)



  # Investors should consider the investment objectives, risks, charges and expenses of a variable annuity and its underlying investment options. The current prospectus and underlying prospectuses, which are contained in the same document, provide this and other important information. Please contact an Investment Professional or the issuing Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.


  ^ Investors should consider investment objectives, risk, charges, and expenses carefully before investing. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.


  ^ Eric Judy offers advisory services through Client One Securities, LLC an Investment Advisor. Annuity Guys Ltd. and Client One Securities, LLC are not affiliated.


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